Credit Training for New Hires

Our entry-level seminars are designed to bridge the gap between academic knowledge and real world experience. They use cases and group assignments to simulate the work new hires will be doing after the training program ends. Our Notes and Job Aids serve as useful reference tools to extend learning from the classroom to the job.

For Analysts and Associates
For new hires in corporate finance, relationship management, and capital markets, we offer courses that prepare them for risk analysis and debt structuring. Seminars we offer include:

Company Analysis, Products, and Structuring
This seminar teaches how to analyze a company’s business and financial condition in order to quantify debt capacity and default risk, and to identify investment banking opportunities. It also reviews the characteristics of the financing products available to businesses in the debt and equity markets. It examines issuer and investor objectives and shows how underwriters choose financing products attractive to both parties, and how relationship managers, product specialists, and sales and trading professionals work together to execute financings. Finally, it addresses how to structure debt maturities, assess intercreditor priority, and evaluate creditor protections.

For a complete outline, click here…

Introduction to Risk
This seminar is about the risks inherent in commercial and investment banking. It teaches how to quantify and evaluate the credit risk of bank clients, and how banks manage the risks of underwriting loans, bonds and equity. It also addresses how trading and other activities create market risk, and best practices in market risk management. Finally, it shows how operational risk is inherent in most banking activities and how banks develop systems to manage this risk.

For a complete outline, click here…

For Credit Specialists
For new hires in corporate finance, relationship management, and capital markets, we offer courses that prepare them for risk analysis and debt structuring. Seminars we offer include:

Credit Analysis and Loan Structuring
This seminar covers how to analyze a company’s business and financial condition and identify the key drivers of its performance. It also deals with how to use ratio analysis and cash flow analysis to evaluate debt capacity and default risk. Lastly it covers how to match borrower needs to the right financing products, structure appropriate repayment schedules, assess intercreditor priority, and design financial covenants.

For a complete outline, click here…

Credit Documentation
This seminar teaches how to structure and analyze covenants, defaults, and other debt terms and conditions, focusing on the risk management aspects of credit documentation. It makes the connections between company strengths and risks and loan terms. For those with little experience with documentation, the seminar covers basic loan mechanics, and for advanced practitioners it covers more complex topics, such as setting covenant levels and addressing intercreditor risks.

For a complete outline, click here…